If there's one thing I always tell new pet owners, it's get pet insurance. When we got our Lab (Pan) almost two years ago, the first thing we did was look into getting pet insurance. We weren't sure about it at first, and for a while after we got it, I always wondered why we were wasting our money on it. But then we had a few large expense vet visits, and I'm so glad we did it.
Most recently, Pan had a bladder infection. No big deal, a urine test later, it was confirmed, we got the pills, and the bill came to about $100. Of which we paid about $20. But then, it seemed like he was still having some issues. And he started losing a bit of weight. So, back to the vet. Then we needed to get blood work and x-rays. Total cost? Just over $400. And we'll only pay about $80 of that.
More than anything though, it's the piece of mind of knowing we can get those tests done. When we were at the vet, she questioned whether or not we wanted to get both tests at once since they were so expensive. The fact that the cost wasn't something we really had to worry about was one less load off of our mind, and it meant that we could be sure that Pan got whatever care he needed. If not for the insurance, we would have had to wait, and we'd still be wondering about whether or not something was wrong.
Luckilly, Pan is ok, and no major issues were found, though we're still keeping an eye on his weight.
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